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Best Online Baccarat Games – Full List of Baccarat Casinos

Lila Thorn | January 3, 2021 | Updated on: December 12th, 2023

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Since it was first popularized in the James Bond movies, online baccarat has become a casino staple. There are now multiple versions with exciting twists and turns to up the ante in baccarat online.

In this guide, we’ll walk you through the basics of baccarat, the rules, strategies, and everything else you need to know. Plus, premium online casinos that offer it with exclusive bonuses.

Best Online Baccarat Casinos

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Baccarat Online Real Money:

Here’s a quick breakdown:

  1. Firstly, it’s important to note that casino Baccarat online and Blackjack are not the same game.
  2. While playing online Baccarat games, the total hand value can’t go over 9.
  3. Thirdly, it’s played with six to eight decks of cards without jokers to prevent card counting.
  4. Lastly, the number of decks will depend on the types of Baccarat you enjoy playing.

How to Play Online Baccarat

Before opening up a Baccarat game online, we always recommend learning everything about it. This means learning the rules, types of Baccarat, any strategies, and mainly how it works.

While it might be a lesser-known game, but there are many reasons to try it. First and foremost, the rules make it easier to play and will remove the guesswork. However, this can also be a drawback for many players.

Follow these steps to start playing baccarat online games:

  1. Open up a fair and trustworthy game.
  2. Check your betting options and place the chip on the table.
  3. Get your cards and check the total. If you get a natural nine, start a new round. However, if the dealer gets a nine, the round will start again.
  4. If you don’t get a nine or eight, take the next card. If it’s over ten, take the second digit. The dealer will also draw another card. Repeat until you hit a nine.
  5. Collect any baccarat online winnings and keep going.
Play Online Baccarat - Casino Table Photo

Baccarat Rules

Baccarat rules and strategies always start with the essentials, like these:

  • Firstly, the lowest hand value is 0.
  • The highest hand value is 9.
  • If the value of a hand surpasses 9, only the second digit will count. For example, a hand value of 13 is actually a 3.
  • Dealing an 8 or a 9 is a ‘natural’ and will end the game.
  • The player always receives their cards first.

Expert Baccarat Online Strategies

No Baccarat strategy has guaranteed wins, but you can use some great tactics to conserve their cash. In this card game, the best approach is to hedge your bets. This means betting on the banker.

The odds of the Banker winning are favorable because, in standard eight-deck games, the house edge is 1.06%. For a player win, it’s 1.24% and 14.36% on a tie. The only change is the house edge on a tie in six-deck games, which is 14.44%.

For a single deck game, the odds are 1.01% house edge on the banker, 15.75% on a tie, and 1.29% on the player. Playing Baccarat for free online could help you learn and place bets for each variant.

Typically, the payouts in the online, land-based casino and live baccarat are:

  • Player Bet – even money.
  • Banker Bet – 19 to 20.
  • Tie Bet – eight to one.
  • Banker Pair and Player Pair– ten to one.

While some pro baccarat players recommend betting systems, we highly recommend researching carefully before trying one. Because betting strategies can sometimes pay off, but they’re usually expensive to keep up with.

Online Baccarat: Benefits & Drawbacks

So, why should you play the game of baccarat? We’ve listed the top five benefits of playing and some common drawbacks.

Here are the benefits.

  1. High roller Baccarat is a fixture at all casinos, even on the web.
  2. Knowing the limits of the game can help your Blackjack skills.
  3. There are set rules so that every game will be almost the same.
  4. Moreover, the odds are always in the player’s favor.
  5. The house edge is 1.06% on the banker in standard games, one of the lowest at casinos.

And now, the drawbacks:

  1. The rules are sometimes hard to memorize.
  2. Most of the game is played alone.
  3. You need a lot of cash to keep going.
How to Win Online Baccarat - Close Up Photo of Chip Stacks on Table

Expert Tips for Winning

  • Understand the rules before learning anything else.
  • Only take side bets when you can afford to.
  • Always learn the bets and odds of winning these games.
  • Betting on a tie is risky because the outcome is rare.
  • Always look at your cards before making a choice.
  • Before you start, check the odds and the payout.
  • Set a budget for your time and money, then stick to it.
  • Work out the wins you would be happy with to quit while you’re ahead.
  • Smaller decks improve the odds of winning, so mini Baccarat might work best.

All Baccarat Games

Due to its popularity, there are many variations available to you. Most casino software providers will tweak the versions to make things exciting, so check their rules on the info screen. And try them in free play mode before trying to play for real money.

These are the essential types of games you can enjoy.

Punto Banco

This is commonly referred to as “American” baccarat and uses unique rules. Usually, six to eight decks are used for Punto Banco, depending on the casino offering it.

Baccarat Banque

In Banque, the dealer gets a list of players who want to be the banker to choose from. After the cards are out, the banker can retire when their money runs out, or the cards are all dealt with.

Chemin de Fer

The “French” variant is the first version of the game and appeared in the 1800s. Traditionally, Chemin de Fer uses six decks.

Mini Baccarat

Everything about this game is smaller, including betting amounts, payouts, and the baccarat table. So, why not try Mini-Baccarat for a change of pace?

EZ Baccarat

As for EZ baccarat, the main rule is that even money is paid on winning banker wagers. But, if the banker wins on seven with a third card, there’s a push on banker bets.

Live Casino Baccarat

Live dealer games will use the same rules as other variants; it just depends on the provider. So, take a look at Vivo Gaming, Playtech, or Evolution Gaming for live baccarat variants.

Play Free Baccarat Online

If you need a little more clarity on exactly how to play Baccarat, we’ve got some great tips and tricks. Moreover, these guides are comprehensive and easy to use.

You can then test your skills at our online real money casino baccarat sites listed above for players. Play Baccarat for real money or for free until you’re used to the game.

Best Mobile Baccarat Casino Apps

Now, if you’re looking to play baccarat mobile, there are plenty of optimized games. Almost every casino these days has either a mobile baccarat app or site.

Some even have free online baccarat game apps. So, there are plenty of reasons to try baccarat online free games and either make money or practice your skills on the go.

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